Independent · Fee-Only · Fiduciary
Furlong Investment Solutions brings financial planning, investment management, and tax strategy together under one roof — so every decision you make reflects your complete financial picture.
Schedule a Free ConsultationChartered Financial Analyst — the gold standard in investment analysis and portfolio management
CERTIFIED FINANCIAL PLANNER™ — comprehensive financial planning across every stage of life
Enrolled Agent — a federally authorized tax practitioner, integrating tax strategy directly into your plan
Who We Are
Furlong Investment Solutions, LLC is an independent, fee-only Registered Investment Advisor based in Chicago, Illinois. As a fee-only firm, we never sell products, earn commissions, or accept compensation from third parties. Our only obligation is to you.
What sets us apart is the depth of planning we bring to every client relationship. Most advisory firms treat financial planning and tax planning as separate disciplines. We don't. Matt Furlong holds the CFA®, CFP®, and Enrolled Agent designations — a combination that allows us to integrate investment management, comprehensive financial planning, and tax strategy into a single, cohesive plan built around your life.
We work with individuals, families, and trusts across all stages of life — from early career asset accumulation through retirement income planning. Every relationship begins with a thorough understanding of where you are, where you want to go, and what stands between the two.
Check the background of this firm on FINRA's BrokerCheck at brokercheck.finra.org.
Investment Philosophy
Asset allocation is the foundation of every sound investment plan. We construct globally diversified portfolios using a core and satellite approach grounded in Modern Portfolio Theory — low-cost, broadly diversified across domestic and international equities and fixed income, with satellite positions that complement your specific objectives, time horizon, and risk tolerance.
Because Matt holds the Enrolled Agent designation, tax-loss harvesting, asset location, and Roth conversion analysis are built into how we manage every account — not treated as afterthoughts. A portfolio built without a full view of your tax situation is an incomplete one.
We use market volatility as an opportunity — rebalancing back to target allocations in a disciplined, unemotional way. We minimize the gap between investment performance and investor returns by eliminating reactive decisions driven by short-term market conditions.
What We Do
We begin every client relationship with a financial plan — not a portfolio. That plan becomes the foundation for every investment and tax decision we make together.
A complete review of your financial life: cash flow, savings, insurance, taxes, retirement projections, and estate considerations — followed by a prioritized roadmap to close the gap between where you are and where you want to be.
We design, implement, and actively manage investment portfolios on a discretionary basis through Charles Schwab as our custodian. You retain 24/7 online access to your accounts at all times.
Leveraging Matt's Enrolled Agent credential, we integrate tax planning directly into your financial plan — making decisions that reflect your complete financial picture, not just your portfolio.
For small business owners, we provide independent, fiduciary-grade retirement plan consulting — covering plan design, investment lineup selection, and ongoing oversight for 401(k) and other defined contribution plans.
Who We Work With
We work with individuals, families, and trusts. We have no minimum investment requirement — what matters is that you're ready to engage actively in building a financial plan.
Early-career clients building the financial habits and investment foundation that compound over time. Starting right matters more than starting big.
Mid-career clients with growing complexity: maximizing income, managing benefits, funding college, and accelerating retirement savings.
Clients in the decade before retirement focused on Social Security timing, healthcare bridge strategies, Roth conversions, and building a sustainable distribution plan.
Clients in retirement focused on sustainable income, tax-efficient withdrawals, and preserving wealth for the next generation.
FAQs
I offer a free initial consultation — no pressure, no sales pitch. The goal is to understand what you're looking for, explain how I work, and determine whether there's a mutual fit. There's no time limit and no obligation.
No. I don't impose minimum asset levels. What matters is that you're genuinely interested in building a financial plan and committed to the process.
All client assets are custodied at Charles Schwab. You have direct, 24/7 online access to your accounts at all times. FIS never takes custody of client funds.
FIS is a fee-only firm. I charge fees for financial planning and investment management services — nothing else. I do not sell financial products, earn commissions, or receive any compensation from third parties. Ever.
Ask yourself three questions: Do I have a clear picture of my financial goals? Am I making meaningful progress toward them? Do I have a retirement plan I actually feel confident in? If any of those answers are uncertain, it's worth a conversation.
Resources
Access your accounts, statements, and portfolio information directly through Charles Schwab's secure client portal — available 24/7.
Schwab Client LoginFIS has aligned with a select group of institutional asset managers to construct portfolios engineered to your specific financial goals.
Get In Touch
The first conversation is always free. Use the scheduler below to find a time that works, or reach out directly.